Benefit Information
The following information is provided in PDF format. For more information, please see the About This Site page.AOI HealthChoice provides 6 benefit choices offered by Health Net and by Kaiser Permanente. The employer selects one benefit package, and one carrier for their employees.
The benefit packages from which the employer can choose are:
Package A
Package B
Package C
Package D
Package E
Package F
Enhanced Choice Packages
Vision Benefits
The AOI HealthChoice Vision Rider is an employer choice option. If vision coverage is elected, all covered employees will receive vision coverage through the health plan in which they enroll for medical coverage.
- Vision Benefit Summary
- Vision Rider Rate Sheet - 7/1/09
- Vision Benefit Participation Policies
- Health Net Vision Benefit Summary
Life Insurance and AD& D Benefits
The AOI HealthChoice life and AD& D benefit is included in all medical plans. All covered employees will receive $10,000 in life insurance coverage as well as AD& D benefits through The Standard.
Chiropractic Benefits
The AOI HealthChoice chiropractic benefit is included in Packages A-D. All covered employees will receive their coverage through the health plan in which they enroll for medical coverage.
- Chiropractic Benefit Summary
- Health Net Well Net Benefit Summary
- Health Net Preventive Care Benefits (included in Health Net Packages A-D)
Employee Assistance Program (EAP) Benefits
The AOI HealthChoice medical plans now include (at no additional cost) Employee Assistance services, provided through EASE, Inc. An EAP makes available to your employees a 24-hour confidential counseling and support line, and referrals as necessary to meet with counselors for a variety of issues. The benefit included in your AOI HealthChoice medical plan covers three sessions per issue; for example, one issue may be marital problems, another issue may be financial concerns. For more information about the services provided by EASE, Inc., please visit their website at www.easeeap.com.
Dental Benefits
The AOI HealthChoice dental benefits are an employer choice option. The employer selects the level of dental benefits, and the employee chooses the dental carrier through which they want to receive their coverage. AOI HealthChoice now offers dental coverage through Advantage Dental on a stand-alone basis; medical coverage is not required in order to purchase dental coverage. Note: Medical coverage through AOI HealthChoice is required for enrollment in the Kaiser Permanente Dental plans.
- Preferred Dental Plan Benefit Summary
- Standard Dental Plan Benefit Summary
- Value Dental Plan Benefit Summary
- Dental Rate Sheet - 7/1/09
- Stand-Alone Dental Benefit Summary
- Stand-Alone Dental Rates
- Stand-Alone Dental Rate Sheet - 7/1/09
- Dental Benefit FAQ's
- Dental Benefit Participation Policies
The AOI HealthChoice Customer Service Center is available to address the needs or questions of employers, employees, agents and brokers. The Customer Service Center is open from 8am-5pm Pacific Time, Monday through Friday. The toll free number is 1-866-477-5336.
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